Trips, falls, thefts, fires and pet-related accidents are among the insurance perils of the holiday season. According to claim-related data from past years, the average homeowners’ loss from fire or lighting is almost $84,000. Average costs of bodily injury or property damage liability claims came in at $31,690.
To minimize your claims risk, consider adding these to your to-do list:
- If you’re expecting snow, be sure to clear the paths to your home so partygoers and visitors are safe.
- Using a turkey fryer? Be sure to follow directions and never leave it unattended.
- If your holiday party involves alcohol, you may risk liability or property damage if a guest has too much to drink. Encourage ridesharing, taxis, or Uber/Lyft to and from your event.
- Consider using LED or battery-powered lights for decorations, instead of traditional candles.
- If you enjoy decorating a real tree, make sure to water it properly and avoid putting candles or portable heaters nearby.
- If you have a dog, make sure they’re secured when visitors arrive. Dog bite claims can be costly.
- Ordering gifts online for home delivery? It’s a good time to install a smart doorbell/camera combo. Or be sure you’re home when a delivery is scheduled.
The post Seven Tips to Safeguard Your Home for the Holidays appeared first on Core Bank.
